USLending Blog

Investing in Northern California Real Estate Vs the Stock Market

October 25, 2018

Investing in Northern California Real Estate Vs. the Stock Market

A little while ago a team combining the think tanks of the University of California, the German Central Bank, and the University...

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What is the Difference Between a HECM Loan and a Reverse Mortgage?

October 18, 2018

What is the Difference Between a HECM Loan and a Reverse Mortgage?

The Home Equity Conversion Mortgage is offered to those over age 62 amid a plethora of multiple tools that take on the name of...

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What are Common Household Budget Percentages Across Various Expenditures?

October 16, 2018

What are the Most Common Household Budget Percentages?

Following a budget is like a combination of financial roadmap and peace of mind. By taking charge of how and where to spend your money, you...

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How to Save Money Every Month: 31 Simple Yet Powerful Tips

October 11, 2018

31 Ways to Save Money in 31 Days

Many people are under the impression that in order to save money they need to do something drastic like eat Ramen noodles for the rest of their lives or wear their...

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How Much Down Payment Is Generally Needed to Buy Your First Home?

October 9, 2018

How Much Down Payment is Needed for First Time Home Buyers?

Unlike other countries where living in apartment, flat or rental, may be the norm, the American Dream is constructed around...

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An Exploration of Down Payment Assistance Programs for FHA Loans

October 4, 2018

Exploring FHA Loan Down Payment Assistance Programs

Given the rising prices of homes in 2018, the availability of down payment assistance programs is being researched more widely every day. More...

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What Fees and Service Charges Are Associated with a Reverse Mortgage?

September 20, 2018

Let's Break it Down: The Reality of Reverse Mortgage Fees & Charges

Simply engaging in a reverse mortgage is never just about the loan. There is a whole package of fees and charges that go along...

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How to Make a Household Budget: 7 Simple Steps

September 18, 2018

How to Make a Household Budget Walkthrough Guide

Making a household budget can seem like a daunting task, especially if math isn't a subject you are particularly friends with. It doesn't have to...

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How is an Estate That Includes a Reverse Mortgage Settled After the Borrower Passes Away?

September 13, 2018

How are Reverse Mortgages Settled After the Borrower(s) Passes?

Most folks are familiar after going through the application process for a reverse mortgage that if the applicant leaves the home or...

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