USLending Blog

FHA vs. Conventional Loans – Contrast and Comparison

February 21, 2019

FHA vs. Conventional Loans – Contrast and Comparison

Few homebuyers can afford to purchase property out of pocket. Even if you are financially secure, odds are you may need to take out a loan to...

Continue reading »

Navigating the VA Loan Process After Bankruptcy or Foreclosure

February 14, 2019

Navigating the VA Loan Process After Bankruptcy or Foreclosure

Being foreclosed on or being forced to file bankruptcy is an experience nobody wants to go through. People who have experienced...

Continue reading »

USDA Loan Income Limits and Requirements - Calculating Eligibility

February 7, 2019

USDA Loan Income Limits and Requirements - Calculating Eligibility

If your family is shopping for a new home loan, there are several federal loan programs that you may want to look into. One loan...

Continue reading »

Investing in Northern California Real Estate Vs the Stock Market

October 25, 2018

Investing in Northern California Real Estate Vs. the Stock Market

A little while ago a team combining the think tanks of the University of California, the German Central Bank, and the University...

Continue reading »

What is the Difference Between a HECM Loan and a Reverse Mortgage?

October 18, 2018

What is the Difference Between a HECM Loan and a Reverse Mortgage?

The Home Equity Conversion Mortgage is offered to those over age 62 amid a plethora of multiple tools that take on the name of...

Continue reading »

What are Common Household Budget Percentages Across Various Expenditures?

October 16, 2018

What are the Most Common Household Budget Percentages?

Following a budget is like a combination of financial roadmap and peace of mind. By taking charge of how and where to spend your money, you...

Continue reading »

How to Save Money Every Month: 31 Simple Yet Powerful Tips

October 11, 2018

31 Ways to Save Money in 31 Days

Many people are under the impression that in order to save money they need to do something drastic like eat Ramen noodles for the rest of their lives or wear their...

Continue reading »

How Much Down Payment Is Generally Needed to Buy Your First Home?

October 9, 2018

How Much Down Payment is Needed for First Time Home Buyers?

Unlike other countries where living in apartment, flat or rental, may be the norm, the American Dream is constructed around...

Continue reading »

An Exploration of Down Payment Assistance Programs for FHA Loans

October 4, 2018

Exploring FHA Loan Down Payment Assistance Programs

Given the rising prices of homes in 2018, the availability of down payment assistance programs is being researched more widely every day. More...

Continue reading »
The views, articles, postings and other information listed on this website are personal and do not necessarily represent the opinion or the position of American Pacific Mortgage Corporation.
Short Application

Follow Us!