USLending Blog

The 9 Largest Drivers for Real Estate Property Growth In California

September 11, 2018

The 9 Biggest Factors Influencing Real Estate Property Growth In California

Many people frequently attribute California’s real estate success to a booming economy going on nationwide. While this...

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What is an FHA Reverse Mortgage? How Does it Differ From Other Options?

September 6, 2018

For those who are over age 62, a number of financial options become available in the reverse mortgage arena, providing significant opportunities for reshaping one’s retirement. However, there’s a...

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Will Personal Finance Software Give You an Edge in Budgeting & Saving?

August 23, 2018

Can Personal Finance Software Give You an Edge in Budgeting & Saving?

People have been following one form of budget or another since a medium of exchange came into existence. The earliest cavemen...

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The Difference Between a Home Equity Loan & a Home Equity Line of Credit

August 21, 2018

The Defining Differences Between a Home Equity Loan & a Home Equity Line of Credit

When people want to use their home as a financing advantage or leverage, a number of options are available....

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What is a Home Equity Loan and How Does it Work?

August 16, 2018

Home Equity Loans, What are They and How do They Work?

As soon as a person reaches the wonderful status of being a homeowner, the realization of home equity and what it actually represents begins...

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Key Differences in Writing a Household Budget vs a Personal Budget

August 9, 2018

Household Budgeting vs. Personal Budgeting, What's Actually the Difference?

People often use the terms household budget and personal budget interchangeably. This is not accurate. In some cases, a...

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Housing Market Bubbles: What Are They & Should You Be Concerned?

July 26, 2018

The Housing Bubble Guide: What are They & Should I be Concerned?

For anyone who had to live with the insanity of real estate in the 2000s and how it ended in 2009, the term “bubble” isn’t a figure...

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What Upfront Costs Are Associated with Buying Property in California?

July 19, 2018

What are the Upfront Costs Associated with Buying Property in California?

The single number that most people focus on when buying a home or property in California is the listed selling price....

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What To Expect During Your HUD-Approved Agency Counseling Session

July 12, 2018

What Happens When You Attend a HUD-Approved Agency Counseling Session? 

One of the requirements all applicants have to meet is a counseling session with an approved HUD financial advising entity,...

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