USLending Blog

Investing in Northern California Real Estate Vs the Stock Market

October 25, 2018

Investing in Northern California Real Estate Vs. the Stock Market

A little while ago a team combining the think tanks of the University of California, the German Central Bank, and the University...

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How Much Down Payment Is Generally Needed to Buy Your First Home?

October 9, 2018

How Much Down Payment is Needed for First Time Home Buyers?

Unlike other countries where living in apartment, flat or rental, may be the norm, the American Dream is constructed around...

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An Exploration of Down Payment Assistance Programs for FHA Loans

October 4, 2018

Exploring FHA Loan Down Payment Assistance Programs

Given the rising prices of homes in 2018, the availability of down payment assistance programs is being researched more widely every day. More...

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The 9 Largest Drivers for Real Estate Property Growth In California

September 11, 2018

The 9 Biggest Factors Influencing Real Estate Property Growth In California

Many people frequently attribute California’s real estate success to a booming economy going on nationwide. While this...

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What is a Home Equity Loan and How Does it Work?

August 16, 2018

Home Equity Loans, What are They and How do They Work?

As soon as a person reaches the wonderful status of being a homeowner, the realization of home equity and what it actually represents begins...

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Housing Market Bubbles: What Are They & Should You Be Concerned?

July 26, 2018

The Housing Bubble Guide: What are They & Should I be Concerned?

For anyone who had to live with the insanity of real estate in the 2000s and how it ended in 2009, the term “bubble” isn’t a figure...

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What Upfront Costs Are Associated with Buying Property in California?

July 19, 2018

What are the Upfront Costs Associated with Buying Property in California?

The single number that most people focus on when buying a home or property in California is the listed selling price....

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What To Expect During Your HUD-Approved Agency Counseling Session

July 12, 2018

What Happens When You Attend a HUD-Approved Agency Counseling Session? 

One of the requirements all applicants have to meet is a counseling session with an approved HUD financial advising entity,...

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Who Can Get a No Down Payment Home Loan in California?

May 24, 2018

No Down Payment Loans in California: Do I Qualify?

Given the rising prices of homes in California and similar markets, the issue of being able to come up with a 20 percent down payment is...

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