USLending Blog

The 9 Largest Drivers for Real Estate Property Growth In California

September 11, 2018

The 9 Biggest Factors Influencing Real Estate Property Growth In California

Many people frequently attribute California’s real estate success to a booming economy going on nationwide. While this...

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The Difference Between a Home Equity Loan & a Home Equity Line of Credit

August 21, 2018

The Defining Differences Between a Home Equity Loan & a Home Equity Line of Credit

When people want to use their home as a financing advantage or leverage, a number of options are available....

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What is a Home Equity Loan and How Does it Work?

August 16, 2018

Home Equity Loans, What are They and How do They Work?

As soon as a person reaches the wonderful status of being a homeowner, the realization of home equity and what it actually represents begins...

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What To Expect During Your HUD-Approved Agency Counseling Session

July 12, 2018

What Happens When You Attend a HUD-Approved Agency Counseling Session? 

One of the requirements all applicants have to meet is a counseling session with an approved HUD financial advising entity,...

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Who Can Get a No Down Payment Home Loan in California?

May 24, 2018

No Down Payment Loans in California: Do I Qualify?

Given the rising prices of homes in California and similar markets, the issue of being able to come up with a 20 percent down payment is...

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Considerations When Selecting a Personal Finance Software System

May 17, 2018

Considerations When Choosing a Personal Finance Tool

With something as important as your finances, you want to make sure that any software program you use is worth the time and effort you put into...

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Buying Property for Lifestyle Vs Investment: How to Decide

May 10, 2018

Buying a Property to Live In or Invest In: Here's What You Need to Know

Youth is wasted on the young, as the saying goes, and those who have aged realize the truth in the statement in terms of...

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What is a Vacancy Rate & How Does This Help Predict Housing Markets?

April 19, 2018

A Guide on Vacancy Rates and How It Helps to Predict a Housing Market

The ebb and flow of title holders and property constantly creates information about ownership, residence and vacancy. Over...

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When Preparing a Household Budget What Categories Should I be Setting?

April 5, 2018

Categories You Must Include in Your Household Budget if You Want Success

Budgets are personal things that will differ slightly from one person to the next. There are a number of categories,...

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