USLending Blog

What is a Home Equity Loan and How Does it Work?

August 16, 2018

Home Equity Loans, What are They and How do They Work?

As soon as a person reaches the wonderful status of being a homeowner, the realization of home equity and what it actually represents begins...

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What Is A Rate Lock Period?

August 15, 2016

A lock-in, also called a rate-lock or rate commitment, is a lender’s promise to hold a certain interest rate and a certain number of points for you, usually for a specified period of time, while...

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What is A Credit Score?

August 15, 2016

Ever wonder why you can go online and be approved for a credit card within 60 seconds? Or get pre-qualified for a car without anyone even asking you how much money you make? Or why you get one...

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How Can You Speed Up the Approval of A Home Loan?

August 15, 2016

While the lender has the greatest role in how fast your loan application is processed, there are certain things you can do to speed up its approval. Try to find out what documentation the lender...

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Rates vs. APR

August 15, 2016

Interest rates, and the fees required to obtain that rate from a given lender can be confusing especially when comparing one lender to another. In order to reduce this confusion, lenders are...

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How To Improve Your Credit Score

August 12, 2016

The interest rate you’ll pay for the money you borrow will be determined, in large part, by this three-digit credit score that’s generated from the information in your credit report. Most mortgage...

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