USLending Blog

What is a Reverse Mortgage?

November 29, 2017

A reverse mortgage is a mortgage possibility available to retirees ages sixty-two and up that are in need of additional income. This loan works much differently than a traditional mortgage. As you...

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Pros and Cons of Reverse Mortgages in Redding Real Estate

February 17, 2017

A reverse mortgage could be a key component to your retirement planning, providing funds now and for the future. But it’s not the right choice for everyone’s financial situation. Take a moment to...

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How to Get a Reverse Mortgage in California

January 11, 2017

A reverse mortgage is a loan option that allows you to access some of your home equity. If you’re 62 years of age or older, you could qualify for this loan type. Here’s how you can get a reverse...

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What Is A Rate Lock Period?

August 15, 2016

A lock-in, also called a rate-lock or rate commitment, is a lender’s promise to hold a certain interest rate and a certain number of points for you, usually for a specified period of time, while...

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What is A Credit Score?

August 15, 2016

Ever wonder why you can go online and be approved for a credit card within 60 seconds? Or get pre-qualified for a car without anyone even asking you how much money you make? Or why you get one...

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Rates vs. APR

August 15, 2016

Interest rates, and the fees required to obtain that rate from a given lender can be confusing especially when comparing one lender to another. In order to reduce this confusion, lenders are...

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How To Improve Your Credit Score

August 12, 2016

The interest rate you’ll pay for the money you borrow will be determined, in large part, by this three-digit credit score that’s generated from the information in your credit report. Most mortgage...

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